Diane’s adult children were funding both her long-term care needs and maintaining her life insurance policy. However, an increase in cost of insurance was going to cause them to lapse the policy for the minimal cash surrender value. The long-term care facility recommended using Ashar Group to value the policy to uncover more potential value.
Client outlived all planning and premiums were due
The adult children no longer needed to fund the caregiving needs.
On the verge of outliving his planned coverage
A life settlement created value and alleviated future premium payments.
Business was sold, and the policy was no longer needed
Business owner was able to receive additional value above and beyond the sale of the company.
