As a fiduciary, you protect your client's best interests, which means that you present to them all the options that will allow them to achieve their goals. A life settlement is a legal right in all 50 states, yet it is often overlooked by many advisory teams when conducting annual reviews and asset planning. However, […]
Audits of financial advisors are increasing and show no signs of abating. Amidst enhanced scrutiny, financial advisors should work with partners that are well-versed in the regulatory and compliance complexities facing today’s fiduciaries. Ashar Group has in-house experts that focus on compliance in the life settlement space to protect both the client and advisor.
Fiduciaries often hesitate to explore the option of a life settlement with their senior clients, even when both parties stand to benefit. The most common reason is a lack of understanding about how the process works. This piece provides insight, as well as resources for moving forward to understand how much their life insurance could […]
The costs of long-term care insurance policies are rising exponentially over general health care costs, rendering many seniors unable to pay premiums and at risk for losing coverage. This piece explores a life settlement as one option to secure funds to prevent this loss and ensure ongoing care.
Many life insurance policyholders are unaware of alternatives to allowing their policy to lapse or surrendering it for the cash value, therefore foreclosing the opportunity to receive fair market value for their policy through a life settlement.
Professionals who offer financial consulting services play an important role in their clients’ quality of life. “Quality of life,” of course, can mean very different things throughout a person’s life. The financial needs of clients in their thirties, for example, can vary greatly from those of clients in their fifties.
By 2030, for the first time in U.S. history, our country will have more 65-and-older residents than children. And by 2035, there will be 78 million people 65 years and older, while those under the age of 18 will number 76.4 million.
Trust and respect. From serving as the backbone of a professional’s good name to being a catalyst for an organization’s long-term prosperity, these are among the cornerstones for building and sustaining success in business and beyond.
America is set to hit a new historical milestone. For the first time ever in the United States, the elderly are projected to outnumber children. In 2035, people aged 65 and over are expected to reach 78.0 million, while children under age 18 will number 76.7 million.
It should come as no surprise that adult children often worry about financially supporting their aging parents when they have families of their own to look after. Seniors have also expressed complicated feelings regarding their children funding their retirement. There are, however, solutions that can help.
