get a secondary opinion® In the secondary market, term life insurance can have significant cash value. That’s because there are life settlement brokers like The Ashar Group who can appraise, negotiate and monetize a term life insurance policy by taking into account various age, health, policy values, premium obligations and other factors.Here’s an example: -A […]
get a secondary opinion® With more scrutiny on advisors and their fiduciary responsibilities regarding life settlements, there are a few things you can provide to a client when they come to you with questions about their policy options. These five tips will help you to find your client maximum profit during the life settlement process.
get a secondary opinion® As seniors are living longer, many in their family are experiencing the anxiety of a parent outliving their retirement income. Healthcare costs, taxes and other unplanned expenses do cut into retirement income significantly, and a life settlement can bring in much needed income and is a welcome resource in many situations. […]
get a secondary opinion® “We recognize elder financial abuse as a major problem that is expected to grow dramatically with the aging of our population, and we see a constructive role that the Commission can play in protecting elderly investors.” These words came from a recent speech by Rick A. Fleming, the first investor advocate […]
get a secondary opinion® In a time where receiving a higher payout with a life settlement could make the difference between accepting or delaying a needed medical procedure, far too many seniors are unaware of this option and instead surrender their policies or let them lapse. This fact is supported by the Insurance Studies Institute […]
get a secondary opinion® As nationally recognize Secondary Market Broker with over 15 years of experience in this unique and evolving sector, Ashar helps clients appraise, negotiate and monetize their life insurance and annuity assets to get a fair market value and an influx of income that typically exceeds expectations. Our objective is to protect […]
get a secondary opinion® An overwhelming number of life insurance policies are lapsed or surrendered everyday without the policy owner first checking for hidden value on the secondary market. A lapsed policy can be devastating to a senior citizen on a fixed income who could have used the policy money to manage long-term health costs […]
get a secondary opinion® There are many reasons why a business might purchase a life insurance policy, but often the life insurance as an asset angle is overlooked when it is time to retire and sell the business. Whether it is for investment purposes, to minimize the costs associated with risk management or for the […]
get a secondary opinion® For a high number of seniors, the sad truth is that most will let their policies lapse instead of exploring a life settlement: which means no death benefit will ever be paid out. And according to the Insurance Studies Institute, 90% of these seniors would have considered a life settlement had […]
get a secondary opinion® In a client-advisor relationship, the advisor is at an advantage, which is why it’s an advisor’s fiduciary responsibility to act in good faith for the client’s benefit. And this is more than the right thing to do; in many situations it’s the law. For example, according to The Employee Retirement Income […]
