get a secondary opinion® The majority of Americans do not realize that they have a legal right to appraise and sell their life insurance policy, as well as certain types of annuities in the regulated Secondary Market for Life Insurance for an amount higher than the cash surrender value, but less than the death benefit. […]
get a secondary opinion® There are many situations where a policy owner, especially those focused on retirement, may wish to appraise and sell their life insurance policy for a cash settlement to fund lifestyle and caregiving needs. The most common occurs when the consumer makes a decision to stop paying the premiums on the policy […]
get a secondary opinion® Consumers are googling about life settlements and it’s up to you as an advisor to source, review and facilitate life settlement process and related financial solutions for your clients. And when you discover one, it’s your opportunity to protect or enhance a relationship, serve with distinction and expand the value of […]
get a secondary opinion® Within the Secondary Market, powerful options exist for seniors to leverage underutilized assets for immediate liquidity in the event of a lifestyle need, caregiving support or pressing financial burden. Life settlements can provide a welcome alternative for seniors who may otherwise abandon their life insurance policies and get nothing in return. […]
get a secondary opinion® There’s no better advocate in helping clients meet their long-term financial goals than their advisor. With this in mind, there are many cases where an uninformed client surrenders or lapses a policy that was worth much more than the cash value. That’s why many advisors choose to order an Ashar Secondary […]
get a secondary opinion® It’s not unusual to hear about a policyholder who abandons or cashes in their life insurance policy without first checking for its fair market value.. If they had appraised their policy, many would have found out that it could have been worth far more in the Secondary Market than what they […]
get a secondary opinion® As clients get near the end of their policies, many factors begin to come into play. Changing investment needs may not allow time for their universal life policy to mature. Or they no longer need their term life insurance policy, or they just want to redirect premium payments and any cash […]
get a secondary opinion® As infrequent as this scenario may sound, it is far more common than your might think— the unsuspecting policy owner who abandons or cashes in their life insurance policy without first checking for SMV®, secondary market value. And for a good percentage of the time, these abandoned policies were rich in […]
get a secondary opinion® The Secondary Market has changed the way we think about life insurance, planning, and maximizing back-end liquidity. The Secondary Market Valuation SMV® simply cannot be overlooked for a family, individual or business entity. The mission of our team is to provide much needed value and support to advisors and their clients […]
get a secondary opinion® The number of people in the United States aged 65 and older is expected to double by the year 2030 to nearly 71 million people (roughly 20% of the U.S. population). That's over 10,000 people per day that will require guidance from trusted advisors to fund their retirement and healthcare needs. […]
