Ashar recently appraised a $2M Convertible Term policy for a restaurant owner in his early 70s whose businesses were severely affected by the COVID-19 lockdowns. Instead of starting bankruptcy proceedings, his financial professional offered to explore a life settlement, resulting in saving his businesses until the restrictions were lifted.


On the verge of outliving his planned coverage
A life settlement created value and alleviated future premium payments.

Surrendering policy and interested in receiving more money
Adult children unable to pay premiums to maintain the policy.

COVID-19 created visitation restrictions for nursing homes
She was able to remain safely at home with proper care.